Built to scale
Our Experience Fuels Businesses
$102 Billion
Aggregate Raised
22.5 years
Average Experience
102
Jurisdictions Covered
Watch For the Easiest Capital You'll Ever Raise
xempt lets you use Wall Street tools with "exempt offerings" via Regulation D
Trusted Businesses use Reg D exempt offerings
$688 M
Financial Platform
Regulation D Rule 506(b)
August 2020
$24 M
Office Sharing
Regulation D Rule 506(b)
November 2021
$1.1 B
Ride Sharing
Regulation D Rule 506(b)
August 2021
$1 B
Home Manufacturing
Regulation D Rule 506(c)
October 2023
$400 M
Telehealth
Regulation D Rule 506(b)
December 2023
Ready to raise?
flat rate fee - no surprises
1. engage
Checkout With Raise Goal + Have Zoom Meetings
2. Consult
We Draft Offering Docs + You Connect With Your Investors
3. INVESTORS
Investors Review Offering Docs in Your Investor Portal
4. Funding
Investors Sign Docs + Deposit Funds to Your Bank
5. Grow
You Operate and Grow Your Business
6. Pay
You Pay Investors Per Investment Terms (Debt or Equity)
Compare Other Options to xempt
sba 7(a) $5 M
FEE: 3.5% = $175k
RATE: 12.5% fixed*
CAP: $5M
TIME: 3 - 4 months
+ Personal Guaranty
+ Personal Credit Check
*as of June 2025
CF $5 M
FEE: 7.9%* =$395k
RATE: 0% on Equity / Custom on Debt
CAP: $5M
TIME: Up to 12 Months
+ Ongoing Annual Fees
+ Takes Additional 10% of Profits
*as of June 2025
CF/Reg A $5 M
FEE: 5%-12%* = $250k to $600k
RATE: 0% on Equity / Custom on Debt
CAP: $5M CF / $75M Reg A
TIME: Up to 12 Months on CF
+ Audited Financials on Reg A
*as of June 2025
Reg D $5 M
FEE: 0.25% =$12k*Flat Rate
RATE: 0% on Equity / Custom on Debt
CAP: NO Cap on Raise Amount
TIME: Raise in 3-4 Weeks if Expedite
+ NO Personal Guaranty
+ NO Personal Credit Check
+ NO Audited Financials
*with US Accredited Investors
Reg D Exempt Offerings Exceed Stock and Bond Issuances
"The proceeds from Regulation D offerings sold between 2021 and 2023 total $6.2 trillion, 23% more than the capital raised in registered offerings."*
* Chart: orange is registered equity offerings (stocks), green is registered debt offerings (bonds), and blue is Reg D offerings (exempt). Regulation D Offerings: Issuers, Investors, and Intermediaries by McCann, Qin, and Yan SLCG Economic Consulting LLC
Frequently asked questions
What is the least/most I capital I can raise?
There is no floor or cap - we offer standard services for raises at the following benchmarks: $5 million, $10 million, $30 million, and $50 million. This is because these are the most common intervals we've seen and we can easily project time and cost. We've raised as little as $500,000 for clients. Please contact us for a custom quote if you need to raise more than $50 million.
How long does it take to raise capital with xempt?
Our normal process takes approximately 3 months and we offer an expedited service if you need to raise capital in 3 - 4 weeks. You can immediately begin raising capital after we've completed the offering documents and built your Investor Portal.
Does xempt provide investors?
No. We do not coordinate with investors, but there are services with lists of accredited investors sorted by industry of interest. No one can pitch a business better than the owners - investors want to see passion and understanding of the business. Also, don't forget to consider your vendors and customers as potential investors!
What can I do with the capital I raise?
Whatever you need to do within the constraints of what your shared with your investors of course. Use it operate your business, grow your business, enter new markets, launch new products, or acquire a competitor.
What is a Private Placement Memorandum (PPM)?
A PPM is a legal document that you provide to a prospective investor when you’re trying to sell securities related to your business to them. Also referred to as either an "offering memorandum," "offering circular", "prospectus" or an "offering document", a PPM is typically used when you’re conducting a private transaction in which the transaction will not need to be registered under state or federal law.
So, you avoid some key regulations with a PPM, meaning it is a far faster and less expensive way to gain access to business capital. However, not having to register your transaction is not the same thing as not facing any liability for mispresenting or omitting facts.
You can conduct transactions using a PPM thanks to Regulation D of the Securities Act. This regulation details a set of rules and regulations you must follow to complete an unregistered transaction.
Do I have to use a Private Placement Memorandum?
YES. Using a Private Placement Memorandum (PPM) to raise capital significantly reduces the likelihood that you’ll face personal liability as the issuer of a security (debt or equity). In particular, a properly drafted PPM ensures that you represent all of the relevant facts to investors, thus avoiding the anti-fraud regulations created by the SEC.
Under Section 10(b) of the Securities Exchange Act, the SEC has the option to prosecute the issuer of a security if they’re found to have omitted or misrepresented the facts of a deal. Typically, this begins with making the initial deal null and void. This means investors are no longer liable for making the investment they’d committed to because the opportunity was presented to them under false pretenses and the SEC can also force you to return any capital raised.
The issue becomes much more serious if the SEC determines that securities issuer omitted or misrepresented facts on purpose. That is fraud and, if pursued in court, can lead to a prison sentence of up to 20 years in addition to a fine of up to $5 million.
Further to this liability, you also have to comply with any Blue Sky state laws. These laws are the state’s own anti-fraud provisions, which are designed to protect investors in a similar way to the SEC’s regulations. The exact nature of these laws varies depending on the state. Many Blue Sky laws make you liable in civil courts as well as criminal courts, opening the door for lawsuits in addition to the fines and fees the SEC may make you liable for.
Simply put, you need to focus on providing full and accurate disclosure to any investor you work with. Even if misrepresentation occurs as a result of a mistake, you may still face punishment. A PPM can help you to avoid the issue of misrepresentation or omission.
What is included in a private placement memorandum?
There is no concrete format to follow when creating a PPM. Furthermore, the information you provide may vary depending on the type of securities you’re offering. For example, those making a private placement debt offering will include details about interest rates and loan repayment. By contrast, those making a private placement equity offering will focus more on dividends, time scales, and whether the offering provides a measure of control in the business.
However, standard sections include:
- Executive Summary
- Offer Summary
- Risk Factors
- Overview of your business
- Key executive/employee bios
- Use of proceeds
- Conflicts of interest
- Securities description
- How to invest
- Supplemental documents (e.g., financials)
We can consult on how to draft this critical information.
I have more questions - can i talk to someone?
Absolutely! You can contact us HERE, call us at (212) 470-2347 or email us at info@xempt.com
We'll get back to you within 24 hours!